Class action filed against Chase Bank by customers who used convenience checks

Posted on: April 25th, 2012 by Steve Larson
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A class action lawsuit has been filed against Chase Bank USA, National Association and Chase Bankcard Services, Inc. in the United States District Court for the Northern District of Illinois, entitled Gerald Maher v. Chase Bank USA, National Association and Chase Bankcard Services, Inc..  The complaint alleges that Chase sent convenience checks to Chase credit card account holders, but when the convenient checks were used by Chase customers they were allegedly returned, denied processing or dishonored.

Plaintiff asserts claims in the Chase Bank & Chase Bankcard Convenience Check lawsuit on behalf of himself and a Class consisting of:

1) all Chase credit card account holders nationally, 2) to whom Chase mailed form convenience checks, 3) who used those convenience checks with third parties for amounts which were “up to the unused portion of” the card account holders credit line at the time the check was used by the consumer, and 4) where such convenience checks were later returned, denied for processing, and/or dishonored.

The Chase Bank & Chase Bankcard Convenience Check class action lawsuit complaint asserts claims for alleged violations of the Illinois Consumer Fraud and Deceptive Business Practices Act and other states consumer protection laws.  The Chase Bank & Chase Bankcard Convenience Check class action lawsuit complaint seeks declaratory relief, actual damages, punitive damages, interest and attorneys’ fees and costs.